Terms & conditions

Effective Date: 7/10/2025

By using the Velez Mortgages website or any of our services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our website or services.

1. Acceptance of Terms

By accessing or using the Velez Mortgages website, you agree to abide by these Terms and Conditions, which govern your use of the site and our services. If you do not agree to these terms, please do not use the website.

2. Services Provided

Velez Mortgages provides mortgage-related services, including but not limited to home loan processing, refinancing options, and mortgage consultations. We aim to assist you in securing mortgage loans, but do not guarantee loan approval.

3. Eligibility

You must be at least 18 years old to use our services. By using the website, you confirm that you meet this eligibility requirement.

4. User Account

In order to access certain services, you may need to create a user account. You are responsible for maintaining the confidentiality of your account and password. You agree to notify us immediately if you suspect any unauthorized use of your account.

5. Accuracy of Information

You agree to provide accurate, complete, and up-to-date information when applying for loans or interacting with our services. Providing false or misleading information may result in the rejection of your application or legal consequences.

6. Prohibited Conduct

You agree not to engage in any of the following activities:

Use the website for any illegal, fraudulent, or unauthorized purpose.

Attempt to gain unauthorized access to any part of the website, its servers, or networks.

Post or transmit any harmful, obscene, or otherwise objectionable content.

7. Third-Party Links

Our website may contain links to third-party websites for your convenience. We are not responsible for the content or privacy practices of these external sites. You access them at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, Velez Mortgages will not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or services. We make no warranties regarding the accuracy, reliability, or completeness of any content or services provided.

9. Intellectual Property

All content on the Velez Mortgages website, including text, logos, images, and software, is the property of Velez Mortgages or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without prior written permission.

10. Privacy

Your use of our website and services is also governed by our Privacy Policy. Please review it for more details on how we collect, use, and protect your personal information.

11. Changes to Terms and Conditions

Velez Mortgages reserves the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page, and the updated terms will take effect immediately upon publication.

12. Termination

We reserve the right to suspend or terminate your access to our website and services at any time, without notice, for conduct that violates these Terms and Conditions or for any other reason deemed appropriate.

13. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of [Your State], without regard to its conflict of law principles. You agree to submit to the jurisdiction of the courts located in [Your County], [Your State] for any disputes arising from these terms.